Free Tool
Section 195 TDS Calculator
How much should your tenant deduct before paying your rent as an NRI? Enter monthly rent — annual fills automatically.
Your rental details
✎ Example — edit to match your property
Enter monthly — annual fills automatically
Rs.
Total rent for the full year — edit directly if rent varied
Rs.
Most NRI landlords choose "Up to ₹50 Lakh" — applies when total India income is below ₹50L/year
Advanced options
Issued by your Assessing Officer — allows a lower TDS rate. Most landlords do not have this.
How Section 195 TDS works
- Base TDS — 30% of gross annual rent (or Section 197 rate if you have a certificate)
- Surcharge — Applied on TDS amount, based on your total Indian income band
- Cess — 4% Health & Education Cess on TDS + Surcharge
- Tenant files Form 27Q — not Form 26QB (resident form)
- TDS is refundable — file ITR-2 to claim back any excess after Section 24 deductions
Built for NRI landlords
Stop tracking TDS in spreadsheets
RealAssist reconciles Form 26AS credits, computes Schedule HP deductions, and exports an ITR-2 summary your CA can file — from anywhere in the world. Free for 14 days, no card required.
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Important notes
- Tenant deposits TDS by 7th of the following month via Challan ITNS 281
- Tenant files Form 27Q quarterly — not Form 26QB (that's for resident landlords)
- You receive Form 16A — use it to claim TDS credit when filing ITR-2
- Verify TDS credit appears on your Form 26AS / AIS every quarter
- NRIs in US, UK, Canada, Australia & Singapore can claim Foreign Tax Credit at home to avoid double taxation
Disclaimer: Results are indicative only. This calculator uses standard tax rates for FY 2024-25 and does not account for all individual circumstances, exemptions or recent legislative changes. Do not use these figures for actual ITR filing without independent verification. Consult a qualified Chartered Accountant before filing.